A bibliographic review of Fintech and its main subareas of study

Authors

DOI:

https://doi.org/10.17981/econcuc.43.1.2022.Econ.4

Keywords:

Fintech; disruption; loans; data security; banks.

Abstract

This article shows a review of the academic literature on financial technology (fintech) and allows us to identify three sub-areas. Traditional banking presents a great challenge with Financial Technology (Fintech) and the transformation of financial services. This is perceived as a significant disruption in the economy with the advent of these new business models. It is a relatively new topic that is becoming more important every day and which still presents many research topics, so a review of the sub areas is built. Therefore, the objective of this article is to show the evolution of the sub-areas of Fintech through a bibliometric review that presents the perspectives of this topic of study at present. For this purpose, a network analysis was carried out, supported by scientometric techniques, using the Web Tree of Science tool from a consultation in Scopus. The most important documents were classified and an analysis of the citations was carried out. The results showed three different sub-areas: Fintech new business model challenge in the digital economy; the future of credit banking a competitive advantage and data security and privacy.

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Author Biographies

Nayra Alida Barrera Rubaceti, Universidad Francisco de Paula de Santander

She is a Financial Administrator from Francisco de Paula University, Master of Business Management from Francisco de Paula University. Review interests banking, digital finance, financial inclusion, social influence and entrepreneurial marketing. 14-year professional experience in Banking, Banco de Bogotá Manager.

Sebastian Robledo Giraldo, Universidad Católica Luis Amigó

He is an industrial engineer, then graduated with a master's degree in administration, then a doctorate in engineering. All his studies were carried out at the National University of Colombia. Now he is doing his post-doctorate at the Center for Bioinformatics and Computational Biology of Colombia - BIOS. He is currently working as a research professor at the Luis Amigó Catholic University in the Faculty of Administrative, Economic and Accounting Sciences. The research group that is part of it is ECOSOL. His research interests are in data science focused on scientometrics. He also serves as a director of the Core of Science Corporation.

Magda Zarela Sepulveda, Universidad Francisco de Paula de Santander

She is a Business Administrator - 1998, with a master's degree in Business Management, 2011 and a PhD candidate in projects. The research area includes: business sciences, organizational management and sustainability. I am currently an associate researcher in the Department of Administrative Sciences of the Francisco de Paula University, Santander

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Published

2021-07-05

How to Cite

Barrera Rubaceti, N. A., Robledo Giraldo, S., & Zarela Sepulveda, M. (2021). A bibliographic review of Fintech and its main subareas of study. ECONÓMICAS CUC, 43(1), 83–100. https://doi.org/10.17981/econcuc.43.1.2022.Econ.4

Issue

Vol. 43 No. 1 (2022): Enero - Junio 2022

Section

Articles: Economy and Finance

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